Same-Day MVA Appointments Available — No Insurance Required | Lien-Based TreatmentInsurance & Claims Assistance in Merrillville, Indiana
Navigating insurance coverage after a car accident can be confusing and overwhelming. Merrillville Injury Care’s team assists patients with understanding their insurance options and coordinates directly with insurance carriers and attorneys to ensure that financial barriers do not delay medical treatment.
Insurance Options for Car Accident Patients
Coverage for car accident injuries may come from several sources: MedPay (Medical Payments Coverage) from your own auto policy, Personal Injury Protection (PIP) in no-fault states, the at-fault driver’s liability insurance, your own health insurance, or a medical lien agreement when insurance is unavailable or insufficient. Our staff helps patients identify which coverage options apply to their situation and assists with the claims process.
Lien-Based Care When Insurance Is Not Available
When patients have no available insurance coverage — or when coverage is insufficient to pay for the full scope of needed treatment — Merrillville Injury Care accepts treatment on a medical lien basis. Under Indiana IC 32-33-2, your medical costs are deferred to your injury settlement, and our team coordinates all lien documentation with your personal injury attorney.