Same-Day MVA Appointments Available — No Insurance Required | Lien-Based TreatmentLien-Based Medical Treatment for Injury Victims in Indiana
Merrillville Injury Care accepts personal injury patients for treatment on a medical lien basis — meaning you receive the care you need today, and payment is deferred until your injury claim settles. Under Indiana’s medical lien statute (IC 32-33-2), your medical provider has a legal right to be reimbursed from your settlement proceeds, eliminating the need for upfront payment or active health insurance to begin treatment.
What Is a Medical Lien?
A medical lien is a legal agreement that allows an injured patient to receive medical treatment without paying out-of-pocket at the time of service. Instead, the medical provider files a lien against the patient’s anticipated personal injury settlement. When the case resolves, the provider is paid directly from the settlement proceeds before the remaining balance is distributed to the client. Indiana’s medical lien law (IC 32-33-2) governs how liens are filed, prioritized, and enforced, providing clear legal protections for both the patient and the provider.
Who Qualifies for Lien-Based Treatment?
Lien-based treatment is available to patients who have been injured in a motor vehicle accident, workplace incident, slip and fall, or other personal injury event and who have an active legal claim or attorney representation. Patients do not need active health insurance. We work with personal injury attorneys throughout Northwest Indiana and the greater Chicago area to coordinate lien agreements efficiently so treatment can begin without delay.
How the Process Works
Step 1: You contact Merrillville Injury Care following your accident — same-day appointments are available for acute injuries.
Step 2: Our team documents your injuries thoroughly and coordinates with your attorney to execute a lien agreement.
Step 3: You receive the full scope of medical care needed — diagnostics, specialist evaluations, interventional treatment, physical therapy, and surgery if required — with no out-of-pocket obligation.
Step 4: When your case settles, the agreed medical lien amount is satisfied from your settlement proceeds in accordance with Indiana IC 32-33-2. Indiana law also protects patients by guaranteeing a minimum of 20% of settlement proceeds remain with the client even if lien amounts would otherwise exceed that threshold.
For Attorneys: Coordinating Lien Cases
Personal injury attorneys representing clients with active injury claims can refer patients directly to Merrillville Injury Care for lien-based treatment. We provide Indiana-compliant lien agreement documentation, maintain regular case communication, and produce litigation-quality medical records including causation analyses, treatment narratives, functional assessments, and prognosis reports. Our multi-specialty model — orthopedics, neurology, interventional pain management, and physical therapy — ensures your clients receive comprehensive care and build a thorough medical record, all at a single Northwest Indiana location.