Same-Day MVA Appointments Available — No Insurance Required | Lien-Based TreatmentMVA Injury Program — Motor Vehicle Accident Care in Northwest Indiana
Merrillville Injury Care’s Motor Vehicle Accident (MVA) Injury Program provides car accident victims in Northwest Indiana with immediate access to multi-specialty medical care — with no upfront payment required. Our orthopedic, neurology, and interventional pain management team evaluates and treats the full spectrum of MVA injuries, from soft tissue strains to complex spinal and neurological conditions.
Same-Day Appointments for Accident Victims
Prompt medical evaluation following a car accident serves two critical purposes: it protects your health by identifying injuries that may worsen without treatment, and it creates a documented medical record that is essential to any personal injury claim. Gaps in treatment can be used by insurance companies to argue that injuries were not serious or were not caused by the accident. Merrillville Injury Care prioritizes same-day appointments for recent accident victims to ensure continuous, documented care from day one.
Conditions We Treat
Our MVA program addresses the most common and complex injuries resulting from motor vehicle collisions, including whiplash and cervical strain, herniated discs, radiculopathy and nerve pain, traumatic brain injury (TBI) and post-concussion syndrome, SI joint dysfunction, soft tissue injuries, fractures and joint injuries, and chronic pain conditions that develop following acute trauma. Treatment is provided by Dr. Bernard Rerri, MD (Orthopedic Surgery) and Dr. Julian Ungar-Sargon, MD, PhD (Neurology & Pain Medicine), with physical therapy and rehabilitation integrated on-site.
No Insurance? No Problem — We Accept Liens
Many car accident victims are uninsured, underinsured, or uncertain about which insurance policy should cover their care. Merrillville Injury Care eliminates this barrier by accepting treatment on a medical lien basis under Indiana IC 32-33-2. Your care begins immediately. Payment is deferred to your injury settlement. Our team works directly with your personal injury attorney to execute lien agreements and maintain the documentation your case requires.
Insurance & Claims Navigation
Our staff assists patients with understanding their insurance options, including MedPay (Medical Payments Coverage), Personal Injury Protection (PIP), and at-fault driver liability coverage. We also coordinate directly with insurance adjusters when appropriate to facilitate claims and ensure timely reimbursement for covered services.