Same-Day MVA Appointments Available — No Insurance Required | Lien-Based Treatment

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Workers' Comp & Auto Insurance in Merrillville, Indiana

Understanding how workers’ compensation and auto insurance coverage applies to injury treatment can be confusing. Merrillville Injury Care’s staff assists patients with navigating these coverage systems and ensures that insurance barriers do not delay necessary medical care.

Workers’ Compensation Coverage

If you were injured on the job, workers’ compensation insurance typically covers all medically necessary treatment related to your work injury — including physician visits, diagnostic imaging, physical therapy, injections, and surgery. Your employer’s workers’ comp carrier is responsible for authorizing and paying for covered treatment. Our office coordinates directly with carriers and case managers to facilitate timely authorization.

Auto Insurance Coverage

Auto insurance coverage for car accident injuries may include Medical Payments Coverage (MedPay) from your own policy, Personal Injury Protection (PIP) in applicable jurisdictions, and the at-fault driver’s liability coverage. Our staff helps patients identify available coverage and assists with the claims process. When insurance coverage is insufficient or unavailable, we offer lien-based treatment for patients with pending personal injury claims.

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